Six Key Benefits for Clients

Planning for retirement is tough.
Keeping investments on track is demanding.
You need powerful tools.
You need an extra edge.

FSI is committed to going the extra mile for their clients... providing extra resources... helping with key insights... implementing superior strategies. The benefits listed below are powerful tools that provide you with an extra edge.

Benefit #1 - Educational seminars. Education is a key factor in your long-term financial success. FSI realizes that people often don't effectively implement things that they don't understand. That's why, back in 1995 when the firm was founded, the term "Institute" was included as part of FSI's full name, Financial Strategies Institute. Since that time, FSI has offered a continual stream of educational classes for their clients and the general public. For many years, the three senior partners - Bil, Ernest and Thom - all taught retirement financial planning classes for Weber State University's and the University of Utah's Adult Education programs. Today, both clients and prospective clients enjoy access to such helpful classes as:

Identity Theft - how to protect yourself

Long Term Care - how serious of a consideration is it?

Market Update - keep track of our outlook for the markets and economy

Grow Your Money - powerful investment strategies

Keep Your Money - help to pay less taxes on your retirement income

Leave Your Money - leave your money to your heirs, not to the IRS

Passport to Retirement - overview of retirement preparation

Seven Secrets of a Comfortable Retirement - investment strategies
    for retirement living

Taxes and the Economy - how to be prepared for change

Benefit #2 - Nationally known IRA Author on Retainer,. Ed Slott, CPA, has been dubbed "America’s IRA expert" by Mutual Funds magazine. He is probably the most recognized expert on IRAs and IRA withdrawals in the country today. He is quoted regularly in the New York Times, The Wall Street Journal, The Los Angeles Times, The Washington Post, Time, Newsweek, U.S. News and World Report, Forbes, Money, USA Today, and many more. The author of several books on taxes and IRAs, he is most known for his best selling book, The Retirement Savings Time Bomb... and How to Defuse It. FSI has retained Ed Slott as a resource for clients with unusual or difficult situations. At least twice a year, a senior partner from FSI travels to a 3-day workshop that is personally conducted by Ed Slott. This is an opportunity to get updated on changes in the tax law and any new tax avoidance techniques that may benefits our clients. When needed, we hold special workshops to discuss changes that may affect you.

Benefit #3 - Affiliation with Well-Known Economist, Harry Dent. Back in 1992, when Harry Dent projected the coming stock market boom in The Great Boom Ahead, very few believed him. But he turned out to be right. In fact, of the 18 predictions that he made in the book, 16 of them have already happened. Needless to say, people today are listening intently to what he says. But his economic predictions for our future are as amazing today as those boom predictions were back in the early nineties. FSI believes that you need to know what is happening in the economy today, and what that means for your investment strategies. How could changes in the economy affect your retirement plans? What steps can you take now to help ensure your goals? We use his insights to be ready to profit from economic trends that may be approaching. FSI is a member of the HS Dent Advisors Network and gets regular - often daily - emailed updates on the markets and the economy. FSI distills this information down to useable insights and shares them with our clients.

Benefit #4 - Tax-efficient Retirement Income Planning. FSI isn't resigned to your having to pay high taxes in retirement. "We strongly believe that it is in our clients' best interests to take action now, so that they will pay less tax - or even no tax - on their retirement income in the future," say the FSI planners. They accomplish this using Roth accounts and other provisions in the tax code.

Benefit #5 - Powerful Investment Strategies. Many soon-to-be retirees who have worked hard all their lives, and saved for retirement, wonder why their investment accounts don't do better. What are the secrets behind the investment success of the big institutional investors? FSI has studied the investment strategies of some of the most prestigious minds in the business and distilled their expertise down to specific strategies that FSI helps their clients to implement. Whether you have ten thousand dollars or ten million dollars, these strategies can help you reach your retirement goals.

Benefit #6 - The Retirement Income Pyramid™. Deciding how much money to put into each type and style of investment has always been a difficult challenge for both retirees and their financial planners. And then planning the withdrawals and prioritizing the expenses adds to the complexity. FSI uses their own proprietary formula, called the Retirement Income Pyramid™, to simplify this process and help ensure a stable flow of income throughout retirement to meet the needs of their clients.

You are invited to come in or call for a complimentary interview to see if FSI's key benefits could make a difference for your financial future.